Salary Packaging
Creating surplus income through effective salary packaging can help you boost your ongoing savings and assist you to create wealth, and reach your financial goals.
By legally reducing the amount of taxation paid on your salary additional investment funds are produced that may be invested in productive, tax-effective investments to fast-track your wealth-building plan.
Included in a salary package are:
• superannuation
• motor vehicles
• income protection
• home loans
• investment loans
• employee share schemes
• equipment such as mobile phones, computers, etc.
Although it may be a very effective way to boost your savings, the law is complex and you should only consider a salary package strategy after obtaining professional advice from a financial planning professional to ensure you obtain all of the benefits available to you.
Managing Redundancy
When faced with a redundancy many Australians have to make very important decisions that have a dramatic impact their financial situation at the time and when they eventually reach retirement age.
This can be a very unsettling time as in addion to a change in jobs, important decisions have to be made that may impact, lifestyle, taxation, social security and the amount of entitlements you end up with. For many people they are in un familiar territory and are not confident handling termination payments, lump sum tax liabilities debt management and Investment decisions.
Let our financial advisers help you with detailed a analysis of your options to ensure you make the most informed decisions possible before it is too late. Such questions include:
• how long will your pay out last you?
• should I pay off or re arrange my home loan?
• what happens to my super if I change jobs?
• can I access my superannuation?
Creating surplus income through effective salary packaging can help you boost your ongoing savings and assist you to create wealth, and reach your financial goals.
By legally reducing the amount of taxation paid on your salary additional investment funds are produced that may be invested in productive, tax-effective investments to fast-track your wealth-building plan.
Included in a salary package are:
• superannuation
• motor vehicles
• income protection
• home loans
• investment loans
• employee share schemes
• equipment such as mobile phones, computers, etc.
Although it may be a very effective way to boost your savings, the law is complex and you should only consider a salary package strategy after obtaining professional advice from a financial planning professional to ensure you obtain all of the benefits available to you.
Managing Redundancy
When faced with a redundancy many Australians have to make very important decisions that have a dramatic impact their financial situation at the time and when they eventually reach retirement age.
This can be a very unsettling time as in addion to a change in jobs, important decisions have to be made that may impact, lifestyle, taxation, social security and the amount of entitlements you end up with. For many people they are in un familiar territory and are not confident handling termination payments, lump sum tax liabilities debt management and Investment decisions.
Let our financial advisers help you with detailed a analysis of your options to ensure you make the most informed decisions possible before it is too late. Such questions include:
• how long will your pay out last you?
• should I pay off or re arrange my home loan?
• what happens to my super if I change jobs?
• can I access my superannuation?
